Our Company
Cover Link Insurance Brokers was incorporated in 2005 under
the laws of Botswana. In 2005 the company started to grow.
We were doing recruitment, training and marketing life insurance
products. Since its inception the company has been fully active,
and it is now the leading retail life insurance broker in Botswana.
Have a question? Talk to our expert.
In 2011 Coverlink Insurance started short term Business and we are doing exceedingly well, and success will be measured by our clients choosing us because of their belief in our ability to meet or exceed their expectations of price, service, and expertise..
With an expertise of over 10 years, Coverlink Insurance has contributed significantly to the growth and development of the life insurance industry in Botswana, and it is now the leading retail insurer in the country.
Our Values
- Excellence
- Quality
- Integrity
- Relationships
- and so much more...
FAQs
1Why do i need insurance?
Insurance is a risk transfer mechanism designed to protect an individual, their property or business in case of possible loss.
2What is short term insurance?
A promise of compensation or indemnity for cost of possible loss in return for a periodic payment (premium).
3What is the difference between short term and life insurance?
Life Insurance is a long term investment for a human life and requires periodic payments, either monthly or quarterly or annually.
Life Insurance cover risks relating to premature death, income during retirement and illness. The main products for life insurance includes; medical and health, life annuity plan and whole life endowment term.
The period for short-term insurance policies and plans is usually one year, whereby premiums are normally paid on a one time basis.
The risks that are covered include loss and/or damage to property, vehicle, liability arising from damage caused by an individual to a third party, accidental death or injury. The main products of short term insurance includes; motor insurance, house owner's, household, directors & officers liability, and travel insurance.
4What is an excess?
An agreed amount which must be borne by the insured for his own account when a loss occurs.
5Do I get my money back if i don't claim?
We do not have a cash back plan, hence you do not get your money back but you get a discount on your premiums.
6 What could increase my premium?
Claims
Addition of more items
Increase in limits of indemnity
increase in values eg for buildings which appreciate in value