Key man insurance is life and disability insurance that covers key employees (including business owners and founders) important to the business' success. The business owns the policy, pays the premiums, and receives the payout if the key person dies or becomes disabled.

Key person insurance protects a business against the death or disability of an executive or employee who is critical to the company's success.This is an insurance policy where the employer is the proposer and pays the premiums for the life insured of the employers key employee.

Business continuity is the ability of an organization to maintain essential functions during, as well as after, a disaster has occurred.

Business continuity planning establishes risk management processes and procedures that aim to prevent interruptions to mission-critical services, and re-establish full function to the organization as quickly and smoothly as possible.The most basic business continuity requirement is to keep essential functions up and running during a disaster and to recover with as little downtime as possible

Workers' compensation is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue their employer for the tort of negligence.

We offer comprehensive Workers’ Compensation Insurance to cover your employees against work-related accidents, in compliance with legislated requirements. The following employees can benefit from Workers’ Compensation: Permanent workers, Apprentices, probationers and trainees,Voluntary workers,Independent workers. Employee benefits include cover for a work accident that causes injury or disease to the worker, whilst at work,accidents that occur while transporting workers to or from the work place provided the transport vehicle belongs to the business. In certain cases accidents that occur outside of work hours may be covered, especially if the workers are to reside at the workplace.As business owner, you have the option of full or partial cover. Either option would fulfill your legislated requirement as an employer. This type of insurance will compensate the insured for disability and death, Temporary or partial disability, Permanent disability.

Property insurance can include homeowners insurance, renters insurance, flood insurance and earthquake insurance.Commercial property insurance protects your business from financial losses resulting from the destruction of or damage to its physical assets. Property insurance cover supports you in the event of major damage or loss.

General Insurance - This or non-life insurance policies, including automobile and homeowners policies, provide payments depending on the loss from a particular financial event.

Vehicle Insurance - (Also known as car insurance, motor insurance or auto insurance) is insurance for cars, trucks, motorcycles, and other road vehicles.

Personal insurance - It refers to insurances that are taken out by individuals to cover their personal liability, private property such as their houses and house-hold items.

Retirement planning is important because it enables you to invest your money for a time when you will no longer be working, but want to continue living comfortably with regular income.

Investment - By nature people like to improve, to make progress and to prosper over time. We can assist you to save money towards making dreams become a reality; and/or providing affordable protection for your loved ones. The investment premiums that the policyholders contribute monthly are put into a fund (portfolio). This portfolio is carefully managed so that the funds can grow over time to give the client high returns.

Education - Investing in education is critical to fostering growth and innovation for generations to come. You should consider buying an educational policy to finance and secure your child’s future.